Terms and Conditions

Last Updated: 23 September 2026

Welcome to the fundrixly website. This Terms and Conditions page sets out the rules for accessing and using our informational resources on insurance programming. By continuing to browse or use this site you agree to these terms in full. If you do not agree you must stop using the site immediately.

Who Operates the Site and Acceptance of the Terms

fundrixly operates this non-commercial informational website focused on insurance programming topics relevant to users in Malaysia. The site provides educational material only and does not sell insurance products or offer professional advice. Your continued access constitutes acceptance of these terms as a binding agreement under Malaysian contract law.

Eligibility and Permitted Use

Users must be at least 18 years of age and legally capable of entering contracts under the laws of Malaysia. The site may be used solely for personal non-commercial learning about insurance programming concepts. Commercial reproduction or redistribution is prohibited without prior written consent from fundrixly.

Prohibited Conduct

You must not attempt to gain unauthorised access to any part of the site, upload malicious code, scrape content at scale, or use the site to promote illegal activities. Violations may result in immediate termination of access and reporting to relevant Malaysian authorities under the Computer Crimes Act 1997.

Accounts, Submissions or User Content

Although the site does not require accounts for basic browsing, blog comments or submissions are permitted where the blog feature is active. Any content you submit remains your responsibility and must not infringe third-party rights or contain misleading statements. fundrixly reserves the right to moderate or remove submissions at its discretion.

Ownership of Site Content, Trademarks and Permitted Limited Use

All original text, graphics and programming examples on this site are owned by fundrixly or its licensors. You may copy limited excerpts for personal study provided you include appropriate attribution. Trademarks belonging to fundrixly may not be used without permission. This does not affect any statutory fair dealing rights under Malaysian copyright law.

Third-Party Services and Links

The site may reference external tools or resources commonly used in insurance programming. These references do not constitute endorsement and fundrixly accepts no liability for the accuracy or availability of third-party materials. Users should review the terms of any external sites they visit.

Availability, Changes, Suspension and Termination

fundrixly aims to keep the site available but makes no guarantee of uninterrupted access. We may modify, suspend or terminate any part of the site at any time without notice. Continued use after changes to these terms means you accept the updated version.

Disclaimers Subject to Mandatory Consumer Law

The information on insurance programming is provided for educational purposes only. While we strive for accuracy, fundrixly does not warrant that content is error-free or suitable for any particular purpose. Nothing in these terms excludes liability that cannot be excluded under the Consumer Protection Act 1999 or other mandatory Malaysian legislation.

Limitation of Liability

To the maximum extent permitted by Malaysian law, fundrixly and its contributors shall not be liable for indirect, incidental or consequential damages arising from use of the site. Direct liability is limited to the extent that cannot be lawfully excluded, such as liability for fraud or personal injury caused by negligence.

Indemnity

You agree to indemnify fundrixly against any claims, losses or expenses arising from your breach of these terms or from content you submit, to the extent permitted under Malaysian law.

Governing Law, Courts and Consumer Dispute Rights

These terms are governed by the laws of Malaysia. Any disputes shall be subject to the exclusive jurisdiction of the Malaysian courts, without prejudice to any consumer rights you may have under the Consumer Protection Act 1999 or alternative dispute resolution mechanisms available in Malaysia.

Severability, Waiver, Changes, Contact Route and Last-Updated Date

If any provision of these terms is found invalid, the remaining provisions continue in full force. Failure to enforce any right does not constitute a waiver. fundrixly may update these terms periodically; the current version always applies. For questions please use the contact form on our Contacts page or reach us at [email protected], +603-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia. This document was last updated on 23 September 2026.

These terms represent a comprehensive framework designed to protect both users and the operator while complying with Malaysian legal requirements for informational websites. Users are encouraged to review this page regularly as insurance programming practices and related regulations may evolve.