Privacy Policy

Last updated: 23 September 2026

Identity and Role of the Data Controller

fundrixly operates this website as the data controller under the Personal Data Protection Act 2010 of Malaysia. We determine the purposes and means of processing personal data collected through the site for insurance programming information purposes. Our role includes ensuring compliance with Malaysian data protection standards while providing non-commercial resources on insurance-related programming topics.

Scope of the Notice and the People It Covers

This privacy notice applies to all visitors to the website who access content on insurance programming. It covers individuals located in Malaysia as well as international users who interact with our informational materials. The notice explains how we handle data from blog readers and contact form submitters but does not extend to third-party sites linked indirectly through general references.

Categories of Personal Data and Sources

We collect basic identification details such as names and email addresses primarily through the contact form. Additional data may include IP addresses, browser types, and usage patterns gathered automatically from site interactions. Sources include direct input from visitors via forms and indirect collection through server logs. No sensitive personal data like financial or health information is requested unless voluntarily provided in communications about insurance programming topics.

Purpose-by-Purpose Explanation of Processing and Legal Basis

Processing occurs for responding to inquiries submitted through the contact form under the legal basis of legitimate interest and consent. Blog content delivery relies on legitimate interest to provide informational resources. Analytics for site improvement use consent where cookies are involved. Each purpose aligns with PDPA requirements allowing processing necessary for our non-commercial operations without exceeding stated objectives.

Whether Providing Data Is Required and Consequences

Supplying contact details via the form is optional yet necessary to receive responses. Failure to provide information may prevent us from addressing specific queries about insurance programming. Automated data like IP addresses is collected mandatorily for site functionality but users can limit further tracking through browser settings without affecting core access to articles.

Cookies and Similar Technologies

The site employs cookies for basic functionality and analytics. A site-wide cookie banner allows users to manage preferences. For detailed information on cookie types and management refer to the separate Cookie Policy available on the website. This ensures transparency consistent with Malaysian e-commerce expectations.

Processors Service-Provider Categories Recipients and Disclosures

We engage service providers such as hosting companies and email delivery platforms to support operations. These processors handle data only under our instructions. Disclosures may occur when required by Malaysian law or regulatory requests from authorities. No sale of personal data takes place given the non-commercial nature of the site.

International Transfers and Safeguards

Some processing may involve transfers outside Malaysia for technical hosting. Safeguards include contractual clauses ensuring equivalent protection levels under PDPA standards. Users can request further details on specific transfer mechanisms by contacting us through provided channels.

Specific Retention Periods or Criteria

Contact form data is retained for up to two years to handle follow-up queries. Usage logs are kept for twelve months for security analysis. Blog interaction data without personal identifiers may be retained indefinitely for statistical purposes. Criteria focus on necessity for legal compliance and operational needs.

Security and Data-Minimisation Practices

Reasonable technical measures including encryption and access controls protect stored data. We minimise collection to only what supports site functions avoiding unnecessary details. Regular reviews ensure practices remain proportionate though no guarantee against all possible breaches is provided.

All Applicable Data-Subject Rights

Under PDPA users hold rights to access correct and delete their personal data. Requests can be submitted using the contact form on the Contacts page. We aim to respond within the timelines stipulated by Malaysian regulations.

Right to Withdraw Consent and Object to Direct Marketing

Consent for processing can be withdrawn at any time by notifying us via email or the contact form. Objection to any profiling or marketing activities is supported though the site does not conduct direct marketing. Withdrawal does not affect prior lawful processing.

Right to Complain to the Competent Supervisory Authority

Individuals may lodge complaints with the Personal Data Protection Commission of Malaysia if they believe their rights have been infringed. Contact details for the commission are available through official government channels. We encourage first attempting resolution directly with us using [email protected] or +603-2935 9948.

Children or Age Restrictions

The website targets adults interested in insurance programming topics. We do not knowingly collect data from individuals under eighteen years of age. Parents or guardians should monitor usage and contact Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia if unauthorised data collection is suspected.

Automated Decision-Making and Profiling

No automated decision-making or profiling occurs on this site. All content delivery remains manual and informational without algorithmic assessments affecting users.

Policy Changes and Effective Date

Updates to this policy may occur to reflect legal or operational changes. The effective date remains 23 September 2026 until further revision. Visitors should review periodically for updates posted on the site. For questions reach out using [email protected] +603-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia.